When trustees talk about levies, voting rights, and maintenance costs, there's one document that determines it all: the Participation Quota Schedule (PQS). Yet most owners barely glance at it, and many don't understand what it actually does. Here's the reality: your participation quota isn't just a number on a spreadsheet. It's the backbone of your body corporate's financial structure, and nowhere is this more critical than when it comes to insurance. What Exactly is a Partic

The R450,000 emergency waterproofing job could have been a R45,000 planned repair. This scenario plays out across South African sectional title schemes every week, but a technological revolution is quietly changing the game. From Clipboard Inspections to Predictive Intelligence Traditional maintenance management relies on quarterly walk-throughs, resident complaints, and visible deterioration. By the time a trustee notices ceiling stains in the parking garage, water has been

Table of Contents Introduction Legal Requirements for Community Schemes Insurance Replacement Valuations: What You Need to Know 10-Year...